SB 1430 requires collectors to verify they have the correct consumer before initiating a collection action or litigation. It also prohibits the use of threatening or harassing language and techniques (such as numerous calls within a 24-hour period), and allow consumers to record collection calls — which currently is illegal in Oklahoma. Finally, and perhaps most importantly, the bill grants the attorney general power to prosecute violators.
Many seniors on fixed incomes are struggling to make ends meet. As a state, we cannot tolerate criminals who pose as legitimate businesses as they prey on vulnerable aging Oklahomans.
Lyons is president of AARP Oklahoma.