DEAR DAVE • I just began a business with a friend. I know he's honest and a hard worker, but I'm still a little scared that everything will fall apart and we'll walk away mad at each other. We used an accountant to get a tax ID number and help us set up the company. Do you think we should pay a lawyer to help us map out the partnership agreement in writing?

Mike

DEAR MIKE • Drawing up a written partnershi...