Social Security Q&A: Fiscal-planning tools offered for retirement

A: Yes. Social Security understands the need for all workers to do a better job of planning for their retirement. To help workers do this, Social Security created some very useful financial planning tools.

About two to three months before your birthday, we will send you a Social Security Statement, as long as you are a worker age 25 or older and not already receiving benefits. The statement lists your earnings and the amounts of Social Security taxes you have paid over the years. It also gives estimates of the Social Security benefits you (and dependent family members) may be eligible to receive now and in the future. The statement is intended to help workers plan for their financial future.

Another useful tool is Social Security's online retirement planner. It will let you compute estimates of your future Social Security retirement benefits. You can access our retirement planner at www.socialsecurity.

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