Don't quit! Secrets to help keep you going

Attitude, the way you respond to life and all of its circumstances, is more important than anything. It is more important than the past, than struggle or success, than education or experience. It is more important than how much money you have, how much you owe, what you would like to do or where you would like to go.

While I have never actually experienced them in person, I've seen pictures of the cables leading to the top of Half Dome in Yosemite National Park. Those I know who have completed the climb tell me the final ascent up the sheer granite surface of that majestic landmass is by far the most challenging. The cables are there to make sure climbers reach the top safely.

Once you begin the last leg of the journey and finally see the cables, you stand there, tilt your head to the sky, view the final hundred yards or so that lead to the top, and experience terror like you've never known. You realize you have no choice but to finish the trip.

At that moment, you are more thankful than you could ever imagine for the cables that will become the guardrails you need to pull yourself to the top, not only for a spectacular view, but also for the feeling of accomplishment.

The secret for how to keep going when we feel like quitting is to erect "cables" in our lives ahead of time, before we need them. When we face difficult days and situations, the help we need to make it to the top will already be in place, waiting to protect us from our own fears and self-defeating attitudes.

One way to erect cables for your financial circumstances is to memorize a list of all the reasons you will not give in to debt.

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