12 Days of Christmas Savings: A Partridge in a Reasonably Priced Pear Tree
Budgeting: A Partridge in a Reasonably Price Pear Tree
Make a list. Figure out who you need to buy presents for. Split your list into two categories: big gifts and little gifts. Big gifts (which might be a misnomer) are for immediate family. Little gifts are ones we’re going to make ourselves and hand out with Christmas cards to acquaintances and coworkers. With a list, you won’t forget anyone and you won’t accidentally buy handmade candles for every person you’ve ever worked with.
Make a budget. Be honest with yourself. Be honest with your family. Decide how much you can afford. Your loved ones don’t want you to stress about money just to give them a trinket.
Include it all. Visiting relatives costs money. Hosting a dinner party costs money. Sponsoring presents for a child through church or the Salvation Army costs money. This is part of your holiday budget.
Start with all your money. The best way to do this is only shop with cash. (Woot, Dave Ramsey!) This year, our family is shopping only with gift cards. We’ve saved them up over the year, and my husband and I have agreed that we’re only spending the gift cards. No fibbing. No extras. That’s it. When we’re done, we’re done.
Comparison shop. Do it online. Maybe then you’ll stop checking your Facebook. And you’ll also know the general price of things, so you’ll know if big sales are really all that big.
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