Benefit programs' difference is in their funding source, uses
Benefit programs' difference is in their funding source, uses

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Published: September 7, 2008

Q: What is the difference between Social Security disability and Supplemental Security Income (SSI) disability?

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A: The Social Security Administration is responsible for two major programs that provide benefits based on disabilities.

They are Social Security Disability Insurance (SSDI), which is based on previous work under Social Security, and Supplemental Security Income (SSI), which is based on need.

SSDI is financed with Social Security taxes paid by workers, employers and self-employed persons. SSI payments are paid from general revenues.

For more information about Social Security and SSI, visit our Web site at www.socialsecurity.gov or call us toll-free at the numbers listed below.

How amounts are figured

Q: How much will I receive in Supplemental Security Income (SSI) benefits?

A: The amount of your SSI benefit depends, in part, on where you live. The basic SSI check is the same nationwide.

However, many states add money to the basic check and some offer other supplements. For 2008, the maximum federal SSI payment is $637 per month for an individual and $956 for a couple. Because SSI is a needs-based program, this amount may be reduced due to other income.

If you get SSI, you also may be able to get other help from your state or county. For example, you may be able to get Medicaid, food stamps or some other social services.

For information about all the services available in your community, call your local social services department or public welfare office.

For more information about SSI, read Supplemental Security Income at www.socialsecurity.gov/pubs/11000.html or call us toll-free at the numbers listed below.

This column was prepared by the Social Security Administration. For fast answers to specific Social Security questions, contact Social Security toll-free at (800) 772-1213; TTY (800) 325-0778.

McClatchy-Tribune News Service