With the presidential election two days away, David Adamson, of Oklahoma City, is worried about losing the comprehensive health insurance he and his wife have under AARP’s Secure Horizons Medicare Advantage plan.
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Medicare election period closing
•Dec. 7 is the deadline for Medicare beneficiaries to change drug or health plans. New elections will take effect Jan. 1.
•For free counseling to make sure you’re on the right plan, call the Medicare Assistance Program at the Oklahoma Insurance Department at (800) 763-2828, from 8 a.m. to 5 p.m. weekdays. Counselors can answer questions or set appointments for their office at 3625 NW 56, Suite 100. If you live outside the metro area and you’d like free face-to-face counseling in your local area, Medicare Assistance counselors can connect you to a qualified agency such as the Area Agencies on Aging or the Community Action Agencies.
Extra Help/Low-Income Subsidy
•Seniors with monthly incomes up to $1,225.13 ($1,654.88 for married couples) and up to $8,180 in assets which don’t include their home and the vehicle they drive, ($13,020 for married couples) may qualify for full extra help from Medicare to pay prescription costs. For those who qualify, their monthly premium is covered and their copay will be no more than $2.60 for each generic/$6.50 for each brand-name covered drug. Partial extra help is also available for those who make slightly more.
SOURCE: Oklahoma Insurance Department and The Center on Budget and Policy Priorities