Financial guru was once credit crunched

→You probably earn less than a man. Oklahoma women earned about 75.8 percent of what men earned in 2002.

→You’ll need to save 2 percent more than a man every year over 30 years in order to maintain your standard of living after retirement.

→You’ll likely live longer than your husband – an average of 22 years after retirement at 65, compared to 19 years for men.

→There’s a fair chance you don’t participate in a retirement plan (just 47 percent participated, according to a March 2005 U.S. government study).

→You’re more likely to avoid the risk of investing for fear of losing money.

Sources: Institute for Women’s Policy Research; National Center for Women & Retirement Research; Hewitt Research; U.S. Department of Labor; The Female Factor 2008: Why Women are at Great Financial Risk in Retirement.