With health reform mandates looming a little more than a year away ... - Article Photos 6/7

Wayne Hansen, co-owner of Old School Bagel at May and Hefner, saved his family $400 a month by rolling off his wife's employer-sponsored health insurance and turning to doctors in a new Oklahoma fee-for-service start-up for his primary medical needs. Photo by Steve Gooch, The Oklahoman Steve Gooch