Article Photos: WHY IT MATTERS: Issues at stake in election 12/33

  FILE This April 21, 2006 file photo shows the statue of the bull, on Wall Street in Downtown Manhattan, New York. The 2008 financial crisis roiled the banking system and swamped the global economy, leaving millions of Americans jobless, underemployed or facing foreclosure. In its wake, Congress set out to overhaul how the government oversees Wall Street. The result was a sprawling law, the Dodd-Frank Act, which aims to prevent future crises by giving the government new tools and restricting banks' activities. The law may make future crises less likely, but it increases costs for companies, especially banks, and their customers. (AP Photo/David Karp, File)