Better off 4 years later? A mixed bag of answers - Article Photos 8/14

This September 2012 photo provided by the Iowa Farm Bureau shows farmer Randy Dreher, his wife, Crystal, and their 2-year-old daughter, Kaytlin, north of Audubon, Iowa. Dreher says he and his wife have saved more in recent years, but being prudent and conservative has its limits. "You can be responsible and be making progress in your own little world, but there are outside factors you can't control," he says. "You prepare for the worst, but you can only do so much." (AP Photo/Iowa Farm Bureau, Gary Fandel)