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FILE - In this July 18, 2011 file photo, President Barack Obama and presidential nominee to serve as the first director of the Consumer Financial Protection Bureau (CFPB), former Ohio Attorney General Richard Cordray are seen in the Rose Garden of the White House in Washington. America's decision to re-elect President Barack Obama over Republican presidential candidate, former Massachusetts Gov. Mitt Romney will impact key sectors of the American economy.The 2010 overhaul of financial rules marked a victory for Obama. Officials who are still carrying out the details of the law may now be more likely to take a tough stance. (AP Photo/Manuel Balce Ceneta, File)