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FILE - In this Dec. 15, 2011 file photo, former MF Global Holdings Ltd. Chairman and Chief Executive Officer Jon Corzine testifies on Capitol Hill in Washington, before the House Financial Services Committee. A House panel said Thursday, Sept. 15, 2012, that credit rating agencies and federal regulators contributed to MF Global's collapse last year. But it pinned most of the blame on ex-CEO Jon Corzine. The report issued Thursday by the House Financial Services Oversight and Investigations subcommittee found Corzine's risky strategies caused the brokerage firm's failure. That largely reiterated a statement released Wednesday by the committee's Republicans. (AP Photo/Susan Walsh, File)