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FILE - This Oct. 13, 2011 file photo, shows a Citibank branch in New York. Citigroup said Wednesday, Dec. 5, 2012, that it will cut 11,000 jobs, a bold early move by new CEO Michael Corbat. The cuts amount to about 4 percent of Citi’s workforce of 262,000. The bulk of the cuts, about 6,200, will come from Citi’s consumer banking unit, which handles everyday functions like branches and checking accounts. (AP Photo/Mark Lennihan, File)