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In this Monday, Dec. 3, 2012, photo, John Stumpf, Chairman, President and CEO of Wells Fargo, talks during an interview, in New York. Stumph, one of the few CEOs who kept his job as peers fell after the 2008 financial crisis, is a strategist who expanded his company while others shrank theirs. Stumph says Wells Fargo's vanilla business model of making loans and taking deposits has kept it above the fray while exotic derivatives and other risky practices have bludgeoned rivals. (AP Photo/Mark Lennihan)