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Luxembourg's Prime Minister Jean-Claude Juncker, second right, playfully gestures toward Greek Finance Minister Yannis Stournaras, left, during a meeting of eurogroup finance ministers in Brussels on Thursday, Dec. 13, 2012. The European Union on Thursday took a major step towards one of the most important transfers of financial authority away from national capitals when its member states agreed to create a single supervisor for their banks. At center is German Finance Minister Wolfgang Schaeuble, and at right is French Finance Minister Pierre Moscovici. (AP Photo/Virginia Mayo)