Article Photos: Lessons learned, BofA makes a new mortgage push 1/1

In this Thursday, Dec. 13, 2012 photo people use a Bank of America ATM in Boston. Bank of America says its fourth-quarter earnings shrank as it cleaned up old problems from its mortgage unit.  The bank made $367 million in the last three months of 2012, down from $1.6 billion in the same period a year ago. The earnings were equivalent to 3 cents per share.  (AP Photo/Charles Krupa)