Travel insurance saves cruise after missed flight - Article Photos 1/2

This 2012 photo shows Betty Adams in Passau, Germany, with the MS Bolero, a Viking River Cruises ship. Adams took a cruise on the Danube River with her husband Glenn Adams but the couple missed a connection with a flight en route to the first departure port. They took a next-day flight and managed to get to the ship in time, but they were glad to have travel insurance to cover costs associated with the scrambled plans. Many travel experts recommend insurance for complicated itineraries, including cruises. (AP Photo/Glenn Adams)