Health law: 8 million chose new plan under law

Published on NewsOK Modified: May 1, 2014 at 4:39 pm •  Published: May 1, 2014
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Blue or red, a majority of states have exceeded their health care sign-up targets under President Barack Obama's law — something that would have been hard to imagine after last fall's botched rollout of insurance markets.

But the administration's final numbers, released Thursday, also expose shortcomings, including subpar enrollment among Hispanics, the nation's largest minority group and also its least insured.

Still, strong state-by-state performance indicates that the health care law is making inroads around the country, even as Republicans insist repealing "Obamacare" will be a winning issue in the fall congressional elections. An Associated Press analysis of the government numbers found that 31 states met or exceeded enrollment targets set by the administration before the insurance exchanges opened. Twenty of those are led by Republican governors, many of whom were hostile to the program.

The Health and Human Services Department said 8 million Americans chose a health plan through the new insurance markets in the first year of the historic health care overhaul. Some 4.8 million more gained coverage through Medicaid and children's insurance programs. A surge in enrollments since March 1 doubled sign-ups in some states, including Texas, Georgia and Florida.

"There is reason to be optimistic about what the law can deliver, both in terms of coverage and affordable insurance options" said Andy Hyman of the nonpartisan Robert Wood Johnson Foundation. "In time, it will become part of the bloodstream of our health care system." Hyman is a senior program officer working to expand coverage.

With Republicans vowing to make the failures of the law a main theme of their midterm election push, the Obama administration will need to convince the public that it has been a success. A recent administration announcement of the 8 million sign-ups failed to move public opinion much, with negative views of the law more common than positive ones. But polls also have found that Americans don't want the law repealed, preferring that Congress work to improve it instead.

Younger and healthier than the U.S. population as a whole, Hispanics had been viewed as crucial to the success of Obama's coverage expansion. But the final count was disappointing. Hispanics account for 14.5 percent of those eligible for coverage on the new health insurance markets, but they represented 10.7 percent of the actual enrollees who also volunteered their race or ethnicity, the government reported.

Many Hispanics tried to get coverage but hit roadblocks, said Jane Delgado, president of the National Alliance for Hispanic Health, a nonpartisan advocacy network. The reasons are numerous: A Spanish version of the federal health care website was delayed and there was a shortage of in-person guides reaching out to Latinos.

For some mixed-status families, a fear of immigration authorities may have discouraged enrollment. Immigrants who are in the United States illegally cannot participate in the new health insurance system, but many have eligible relatives who are citizens or legal residents.

"This is only the first step in a long race," Delgado said. "Many people who are uninsured don't understand the language of insurance. Big media campaigns aren't as effective for actual enrollment as the one-on-one approach."

The new report didn't include information on how many of the newly enrolled have actually paid their insurance premiums. With grace periods for enrolling extending into mid-April, many who have signed up weren't obligated to pay until this week. A report released Wednesday by House Republicans said 67 percent of people who had signed up through federal marketplaces had paid their first month's premiums as of April 15, far lower than payment rates reported by some individual insurers, which were more in the range of 85 percent or above.