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Published: June 7, 2008
How to craft a lowball bid the home seller won't reject
Ellen James Martin
They're a couple in their mid 20s — a computer programmer married to an administrative assistant. Saddled with college loans, they're struggling to secure themselves financially on starter salaries.

Until recently, the idea of buying a home seemed impossible. But thanks to their smart bargaining strategy, along with moderating home prices in their city, they recently realized their dream.

"It all started with a ...

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