How to stop receiving prescreened credit offers
How to stop receiving prescreened credit offers

Published: August 26, 2007

If you are satisfied with your current credit cards, don't want new issuers poking around your credit report or simply want to reduce your junk mail burden, you can opt out of pre-screened credit offers with a simple phone call to (888) 5-OPT-OUT.

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The Consumer Credit Reporting Industry Opt In/Opt Out line allows consumers to preclude themselves from offers either for five years, or permanently. As the name implies, however, it also allows consumers to opt in to get offers, or to come back from the forbidden list.

The service extends to all companies that draw their client base from the four major credit bureaus, which means it will end the vast majority of unsolicited credit applications.


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Related Topics: Business, Personal Finance, Consumer Credit and Debt, Personal Credit Ratings


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