Lenders prefer students pay ahead, not pay down
Dear Mary: I read your book "How to Debt-Proof Your Marriage." You talked about paying down the mortgage principal with a 13th payment each year (adding one-twelfth of one payment each month to your regular payment, so that after 12 months you have added one full payment).
How can I do this to my student loans? When I pay extra, it's recorded as if I paid ahead, but I want to pay it down. I pay online, but I don't see...
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