• Dave Says: Lawsuit settlement isn't worth guilty conscience

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, May 4, 2015

    Dave Ramsey: Taking a lawsuit settlement offer even though no harm was inflicted is morally wrong no matter how much it is.

  • Dave Says: Auto loans differ in big ways from mortgages

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Apr 27, 2015

    Dave Ramsey: The best way to build wealth and have a high-quality financial life is to not be in debt. You’re never going to win with money in the long term if you can’t learn to delay pleasure.

  • Dave Says: Make no apologies for wise financial choices

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Apr 20, 2015

    Dave Says: Successful people are under no obligation to explain their income or net worth nor are they obligated to be ashamed of it.

  • Dave Says: What's the goal?

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Apr 13, 2015

    Dave Says: Parents need to ask themselves what their goals are if they are going to make large investments in their children’s activities.

  • Dave Says: Success means knowing when to quit

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Apr 6, 2015

    Dave Ramsey: You’ve probably heard lots of old sayings about how winners never quit. Well, in many cases those are false statements. Winners and successful people quit all the time; they quit doing things that aren’t working.

  • Dave Says: Paying for grades can be a teaching tool

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Mar 30, 2015

    Dave Ramsey: You’re certainly not obligated to pay children for work or grades, but if you don’t do some of this – and teach them the proper ways to handle the money they earn — you’ll miss out on a lot a fantastic teachable moments.

  • Ask Dave: Daughter should show willingness to get out of debt

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Mar 23, 2015

    Dave Ramsey: My daughter is in her late 20s, and she told me she has $15,000 in credit card debt and has financed an expensive car. We tried to teach her how to handle money, but apparently it didn’t work. How do you think I should handle this situation?

  • Dave Says: The problem with being impulsive

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Mar 16, 2015

    With debit cards, you still have to budget carefully and give a name to every single penny of your income.

  • Dave Ramsey: What is 'first right of refusal?'

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Mar 9, 2015

    Dave Ramsey: First right of refusal typically means that you can sell property to another buyer subject to the developer not wanting to buy it back at that price.

  • Dave Says: Mad money can be managed

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Mar 2, 2015

    Dave Says: Everyone needs a little pocket money. It’s probably not going to throw you off too much if you put $10 or $20 in there. But $100 or $200?

  • Dave Says: Saving for an emergency shouldn't take a year

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Feb 23, 2015

    Dave Says: Put off or stop investing until you are debt-free, except for your home, and have an emergency fund of three to six months of expenses in place.

  • Dave Says: Where's the safety factor?

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Feb 16, 2015

    Dave Says: It’s very seldom you ever see gold come to the rescue in a failed economy.

  • Dave Says: Is flood insurance worth keeping?

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Feb 9, 2015

    What you pay for a policy is such a small percentage compared to the value of your home and your income.

  • Dave Says: Generating passive income

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Feb 2, 2015

    Dave Ramsey: When it comes to passive income, real estate and good growth stock mutual funds are best bets.

  • Dave says: Altering financial picture takes emotional change

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Jan 26, 2015

    Dave says: Strong emotions spur change in financial crisis

  • Dave Says: Umbrella policy: Best bang for your buck

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Jan 19, 2015

    If you’ve started to win with money and build some wealth, an umbrella policy is some of the cheapest insurance you can buy. It’s just about the biggest bang for your buck.

  • Ask Dave: Couples need to plan, budget 'as one'

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Jan 12, 2015

    Dave Ramsey: Many marriage counselors will tell you if a couple comes to agreement on four major issues — money, kids, religion and in-laws — they have a greater chance of forming a successful and lasting marriage.

  • Don't drop the coverage

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Jan 5, 2015

    DEAR DAVE: My husband and I are debt-free except for our home, and we have about $100,000 in savings. Recently, one of our daughters was diagnosed with Crohn’s disease. We’re worried about this and the fact that she and her sister are both teenage drivers. Do you think we should drop full coverage and have just liability, since we’ll probably have lots of medical bills over the next few years? — Kim DEAR KIM: I’m really sorry to hear about your daughter’s medical situation. But speaking from a financial perspective, you guys are in pretty good shape to handle things. You have a pile of cash in savings, I assume you have some kind of medical insurance, and you’re debt-free.

  • Ask Dave: Chasing dreams takes practical thinking

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Dec 29, 2014

    Dave Ramsey: There’s nothing wrong with chasing a dream job, but you have to be realistic and practical at the same time.

  • Handling an unlikely thief

    BY DAVE RAMSEY, For The Oklahoman | Updated: Fri, Dec 19, 2014

    Dave Ramsey: Turn theft experience into a teaching moment




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