• Handling an unlikely thief

    BY DAVE RAMSEY, For The Oklahoman | Updated: Fri, Dec 19, 2014

    Dave Ramsey: Turn theft experience into a teaching moment

  • Dave says: Coach, don't criticize

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Dec 15, 2014

    Dave says: It’s good to want to help a family member get on track financially, but criticism tends to be counterproductive.

  • Make Christmas merry with a proper budget

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Dec 8, 2014

    You can have a wonderful, loving, quality Christmas without spending a lot of money. You’ll have to spend a little here and there, but just make sure it’s an amount that’s appropriate for your financial situation.

  • Dave Says: Working through cash flow problems takes time

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Dec 1, 2014

    Remedying a cash flow problem requires practical budget management.

  • Dave Says: Buying a home takes financial patience

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Nov 17, 2014

    Dave Ramsey says: It’s better to wait to purchase a home when you have a fully funded emergency fund of three to six months of expenses in place, plus a 20 percent down payment saved up for a 15 year fixed mortgage.

  • Ask Dave: Extra savings takes away volatility

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Nov 3, 2014

    Dave Ramsey: In a volitile job situation, it’s best to have $3,000 in an emergency fund.

  • Dave Says: College degree can qualify as retirement investment

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Oct 27, 2014

    Dave Ramsey: Once you complete Baby Step 3, which is having three to six months of expenses set aside as an emergency fund, Baby Step 4 is usually starting to invest 15 percent of your income toward retirement.

  • Ask Dave: Buy the dream car if you have the cash

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Oct 20, 2014

    Dave Ramsey: If you’re totally debt-free, cash flowing law school and you have $2 million in the bank, it’s OK to buy your dream car.

  • Dave Says: Is fixing up a house to sell worth the money?

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Oct 13, 2014

    Dave Ramsey: Spending $10,000 on a rehab project usually gains $20,000 in sale value if it’s applied to basics like a thorough cleaning, new carpet and flooring and fresh paint.

  • Ask Dave: Is asset allocation a good practice?

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Oct 6, 2014

    Dave Ramsey: If you move your money to bonds and money markets at age 65, inflation is going to make your money will grow slower than it will devalue, and you’ll have little purchasing power.

  • Dave Says: Most timeshares are waste of money

    BY DAVE RAMSEY, For The Oklahoman | Updated: Sat, Sep 20, 2014

    Dave Ramsey: Spend the money you’d spend on a timeshare to travel and be able to go and stay anywhere rather than being tied to single place year after year.

  • Dave Says: Budgeting know-how can translate into savings

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Sep 15, 2014

    Dave Ramsey: Smart shopping and using only cash can help families stay on a budget.

  • Dave Says: Cash wedding on a budget

    BY DAVE RAMSEY, For The Oklahoman | Published: Mon, Sep 8, 2014

    It’s OK to use a little extra money to augment a reasonable wedding paid for with cash.

  • Dave Says: Repair now or buy later?

    BY DAVE RAMSEY, For The Oklahoman | Updated: Sun, Aug 31, 2014

    With $40,000 in the bank, is it better to spend money to repair an old car or buy another one?

  • Dave Says: Leave son's savings plan alone

    By DAVE RAMSEY, For The Oklahoman | Published: Mon, Jul 28, 2014

    Dave Ramsey: It’s not a good idea to raid a young child’s college savings plan to pay off debt.

  • Dave Ramsey: Contentment is a state of being

    Published: Mon, Jul 7, 2014

    Wealth is for quality of life, and quality of life includes giving. It also includes a safe and stable future. But if you have to surrender the joy in life to do that — that’s wrong.