A: The first big question people have is “How am I going to pay for care?” Seniors and caregivers should know that there are many ways to pay for care, including some excellent government benefits such as Medicare, Medicaid, and VA Aid & Attendance. Other people may have or are considering buying long-term care insurance. The new guide walks readers through each of these options and explains how to qualify and what is covered. The second thing people need to know is how to get needed services. This includes how to choose a home-care provider or facility. It also may include how to advocate for the best possible quality of care. Finally, seniors and caregivers need to know what their rights are and how to assert them. For example, a nursing home only is allowed to evict a resident for a few reasons, such as failure to pay or if the resident is endangering himself or others. If a facility tries to evict a resident for some other reason, such as being perceived as “difficult,” a person who knows her rights can protect herself.
PAULA BURKES, BUSINESS WRITER