ROLLOUT of Obamacare has highlighted the cognitive dissonance of its backers. They view health insurance as a “right,” yet they simultaneously insist that people don't have the right to choose their own insurance.
In an Oct. 26 address, President Barack Obama said he didn't promote his health care law “just to build a website,” but to “cement the principle that in this country, the security of health care is not a privilege for a fortunate few, but a right for every one of us to enjoy.” (Emphasis added.)
The idea that people have a “right” to a consumer product is, by itself, a dubious proposition. Obama is essentially equating ownership of a health insurance policy with your right to criticize the government without fear. Constitutionally, those are two very different things.
At the same time, the administration insists U.S. citizens can't be trusted to properly exercise this supposed right on their own behalf. Thus, Obamacare mandates much higher levels of coverage, forcing cancellation of millions of existing health insurance policies nationwide.
On Oct. 28, White House spokesman Jay Carney acknowledged that many people were losing their insurance due to the law, but he defended robbing those citizens of the affordable health insurance the president proclaims is every citizen's “right.”
“This is qualitatively better insurance coverage than what was available in many cases to Americans around the country,” Carney said. “In many areas where the insurance market was so lightly regulated you often didn't know what you were getting. So you could sign an insurance policy, get that plan, pay a lot of up-front money, premiums, out-of-pocket expenses, and then find out that because of the fine print, it does not cover the actual condition that you have.”
Translation: Obama thinks Americans are too stupid to buy their own insurance.
According to NBC News, experts predict as many as 80 percent of the 14 million consumers who have individual insurance policies will have them canceled due to Obamacare. As you might expect, those consumers don't appreciate the White House's paternalism.
CBS reported that Dianne Barrette, a 56-year-old Florida resident, is losing her existing insurance, which cost $54 per month. Her new plan will cost $591 a month — more than 10 times higher. “What I have right now is what I'm happy with, and I just want to know why I can't keep what I have,” Barrette told CBS. “Why do I have to be forced into something else?”
George Schwab, 62, of North Carolina, told NBC his family's policy previously cost $228 a month. That policy is being canceled; a “comparable” plan will cost $1,208 per month with a $5,500 deductible. The cheapest policy offered through an Obamacare exchange will cost Schwab $948 a month, a 415 percent increase in the premium.
As things stand, the number of people losing their insurance coverage due to Obamacare may dramatically exceed the number gaining coverage through Obamacare exchanges. In Oklahoma, it appears that fewer than 90 policies were issued through the Obamacare exchange by Oct. 18; the number losing their current policies will surely be much higher, as will their cost of coverage.
The so-called “Affordable Care Act” is actually eliminating affordable policies and creating financial hardship. The Obama administration's condescending insistence on treating able-bodied adults like imbeciles is a major reason why.