I confess I'm hoping, since I just tried to call you and, of course, got a recording.

Hey, you're swamped, I know. A mortgage specialist in Oklahoma City is following these updates on my refi process and he let me know: “All mortgages are taking longer, especially with ‘big boys,' the top five lenders,” he wrote. “They refuse to staff up to assist their borrowers.”

Say it ain't so, John. Tell your bosses you need some backup. Housing is in recovery. Business is getting better. Time to put some money into the company — no doubt there is money to put into staffing.

Granted, the local mortgage guy did add: “And some of the reasons why are due to our ‘fabulous' federal government. And I use that term very tongue in cheek.”

I'd say he was being kind, as Congress and the White House barrel along, threatening to leave all of us like Wile E. Coyote: for one stunned second in open air just off the edge of this so-called “fiscal cliff,” the next in a free fall to the stock pens at the bottom — the ones filled with so much BULL.

Let's you and me not get caught up in that mess, OK? Expedite! Or to put it in my own native vernacular: Let's get 'er done!