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Oklahoma Housing Finance Agency helps homebuyers

Three loans are available under the state agency's OHFA Advantage program: 1st Gold (most homebuyers), OHFA 4 Teachers (educators) and OHFA Shield (police officers and firefighters).
by Richard Mize Modified: July 5, 2013 at 2:13 pm •  Published: July 6, 2013

Shelly Crawford's favorite space in her new home?

The living room, when she's with her husband, Todd.

“Shelly time” — quiet time with a book — is spent in a nook in their bedroom.

But she brags on the kitchen, where the newlyweds worked together to turn a new house into a home in south Oklahoma City's Talavera neighborhood, near SW 164 and Santa Fe Avenue.

“My husband and I did the backsplash ourselves,” she said. Todd, a tile salesman, designed it. “We just tied to coordinate it as best we could with the cabinets and the granite. I think we did a great job,” Shelly said.

Shelly, music teacher at Moore's Red Oak Elementary School, bought the house, built by Harbor Homes, earlier this year several weeks before she and Todd were married.

For years, she had cared for her terminally ill grandmother, then her mother. It was time for her own home — but she couldn't see a way to make it happen.

The Oklahoma Housing Finance Agency's OHFA 4 Teachers loan seemed to be written up just for her — especially the 3.5-percent down payment assistance. It is one of three types of loans offered under the agency's OHFA Advantage loan program.

“I am so happy to be in this house,” said Shelly, who moved from near SE 44 and Sooner Road in Del City. “To be honest, I never thought I could own a new home until I began speaking with our builder's representative, who put me in contact with Republic Bank.”

At Republic Bank & Trust, in Norman, Gary Tresemer, vice president of mortgage lending, recommended OHFA 4 Teachers.

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by Richard Mize
Real Estate Editor
Real estate editor Richard Mize has edited The Oklahoman's weekly residential real estate section and covered housing, commercial real estate, construction, development, finance and related business since 1999. From 1989 to 1999, he worked...
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I love it. I'm so thankful to OHFA for helping us with that.”

Shelly Crawford,


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