Peace of Mind Is First Benefit for Many Now Getting Medicaid

Published on NewsOK Modified: January 20, 2014 at 7:31 pm •  Published: January 20, 2014
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c.2014 New York Times News Service

WELCH, W.Va. — Sharon Mills, a disabled nurse, long depended on other people’s kindness to manage her diabetes. She scrounged free samples from doctors’ offices, signed up for drug company discounts and asked for money from her parents and friends. Her church often helped, but last month used its charitable funds to help repair other members’ furnaces.

Mills, 54, who suffered renal failure last year after having irregular access to medication, said her dependence on others left her feeling helpless and depressed. “I got to the point when I decided I just didn’t want to be here anymore,” she said.

So when a blue slip of paper arrived in the mail this month with a new Medicaid number on it — part of the expanded coverage offered under the Affordable Care Act — Mills said she felt as if she could breathe again for the first time in years. “The heavy thing that was pressing on me is gone,” she said.

As health care coverage under the new law sputters to life, it is already having a profound effect on the lives of poor Americans. Enrollment in private insurance plans has been sluggish, but sign-ups for Medicaid, the federal insurance program for the poor, have surged in many states. In West Virginia, which has some of the shortest life spans and highest poverty rates in the country, the strength of the demand has surprised officials, with more than 75,000 people enrolling in Medicaid.

While many people who have signed up for private insurance through the new insurance exchanges had some kind of health care coverage before, recent studies have found, most of the people getting coverage under the Medicaid expansion were previously uninsured. In West Virginia, where the Democratic governor agreed to expand Medicaid eligibility, the number of uninsured people in the state has been reduced by about a third.

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The United States ranks near the bottom of developed countries in health and longevity, and many public health experts believe that improving that ranking will be impossible without paying more attention to poor Americans. It is still an open question whether access to health insurance will improve the health of the disadvantaged in the long run, experts say, but the men and women getting the coverage here say the mere fact of having it has drastically improved their mental health.

Waitresses, fast food workers, security guards and cleaners described feeling intense relief that they are now protected from the punishing medical bills that have punched holes in their family budgets. They spoke in interviews of reclaiming the dignity they had lost over years of being turned away from doctors’ offices because they did not have insurance.

“You see it in their faces,” said Janie Hovatter, a patient advocate at Cabin Creek Health Systems, a health clinic in southern West Virginia. “They just kind of relax.”

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Still, even among those who most need insurance, there has been resistance to signing up. President Barack Obama — often blamed here in coal country for the industry’s decline — remains deeply unpopular. Recruiters trying to persuade people to enroll say they sometimes feel like drug peddlers. The people they approach often talk in hushed tones out of earshot of others.

Chad Webb, a shy 30-year-old who is enrolling people in Mingo County, said a woman at a recent event used biblical terms to disparage Obama as an existential threat to the nation. Webb said he thought to himself: “This man is not the Antichrist. He just wants you to have health insurance.”

Eventually, though, people’s desperate need for insurance seems to be overcoming their distaste for the president. Rachelle Williams, 25, an uninsured McDonald’s worker from Mingo County, said she had refused to fill out insurance forms on a recent trip to the emergency room for a painful bout of kidney stones. “I wouldn’t do it,” she said. But when she got a letter in the mail saying she qualified for Medicaid, she signed up immediately.

Uninsured people tend to be sicker and to die younger than those with insurance, and experts have reasoned that coverage should give poor Americans a better chance to improve their health. But an influential study found that lack of access to medical care accounts for just 10 percent of premature deaths in the country, compared with the 40 percent from behavioral factors such as smoking and eating unhealthful food. The rest is linked to genetics, and social and environmental factors.

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