FILE - In a Monday, June 18, 2012 file photo, Citigroup CEO Vikram Pandit prepares for a television interview on the floor of the New York Stock Exchange, after he rang the opening bell. Citigroup Inc. says Tuesday, Oct. 16, 2012 that Pandit is stepping down as CEO and a board member. The New York bank's new CEO will be Michael Corbat, the CEO of the company's Europe, Middle East and Africa division. (AP Photo/Richard Drew, File)
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