Consumer Credit

  FILE- In this April 17, 2012 file photo, Gavin Rivera watches his mother purchase ice cream in Belmar N.J. Americans cut back sharply on their credit card purchases in April, a sign that some may be worried about the slowdown in hiring. (AP Photo/Wayne Parry, File)
FILE- In this April 17, 2012 file photo, Gavin Rivera watches his mother purchase ice cream in Belmar N.J. Americans cut back sharply on their credit card purchases in April, a sign that some may be worried about the slowdown in hiring. (AP Photo/Wayne Parry, File)

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