Regarding “GOP's bold reform plans offer health alternative” (Our Views, July 31): The claims of skyrocketing health care costs and insurance premiums as a result of the Affordable Care Act are unfounded, as are the claims of a doctor shortage. I'm self-employed. I buy my family's health insurance on the open market through both group and individual policies. Thanks to the law's provision limiting insurance company profits as a ratio of premiums paid, we get nearly $300 in premium rebates this month. This isn't speculative political posturing or some estimate made by an adjunct faculty member at a Texas university health sciences center. This is fact.