Q&A about earthquake insurance

A quick look at questions relating to earthquake insurance coverage.
by Don Mecoy Modified: November 7, 2011 at 8:17 pm •  Published: November 7, 2011
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Q&A about earthquake insurance

Most policies don't cover damage


Q: Is earthquake damage covered in a standard insurance policy?

A: Earthquakes are not covered under standard U.S. homeowners or business insurance policies. Coverage is usually available for earthquake damage in the form of a supplemental policy.

Q: What does earthquake insurance cover?

A: Earthquake insurance provides protection from the shaking and cracking that can destroy buildings and personal possessions. Coverage for other kinds of damage that may result from earthquakes, such as fire and water damage due to burst gas and water pipes, is provided by standard homeowners and business insurance policies in most states.

Q: How much does earthquake insurance cost?

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by Don Mecoy
Business Editor
Business Editor Don Mecoy has covered business news for more than a decade after earlier working on The Oklahoman's city, state and metro news desks, including a stint as city editor. He has won state and regional journalism awards for business,...
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