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Published: November 12, 2008
Save Christmas dollars ... or spend them on the kids
By John Williams
You’re probably like me. You’d rather sacrifice spending Christmas money to spoil your spouse and kids and buy nothing for yourself. Really, I don’t need a thing.

As I look around my house I see too many things that have not been used much since they were bought. I did learn three chords on my electric guitar and after purchasing a treadmill, my wife and I managed to lose about $350 between us. And fo...

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