Q: Is it true that 10,000 people are retiring each day? What is the best way for me to apply and avoid long lines in my Social Security office?
A: Yes, it's true. The best way is to use our online retirement application at www.socialsecurity.gov. You can complete it in as little as 15 minutes. It's so easy. You can apply from the comfort of your home or office at a time most convenient for you. Once you've electronically submitted your application, you're done. In most cases, there's no need to submit any documents. There's also no need to drive to a local Social Security office or wait for an appointment with a representative.
Retirement tools offered
Q: Does Social Security offer tools for retirement planning?
A: Yes. Social Security offers several retirement planning tools to help you better understand your Social Security protection as you plan for your financial future.
Go to www.socialsecurity.gov/planners to get started. Then choose a benefit calculator to estimate your monthly benefit amounts.
This column was prepared by the Social Security Administration. For fast answers to specific Social Security questions, call Social Security toll-free at (800) 772-1213. For more information, go online to www.socialsecurity.gov.