UNDERSTANDING A FIXED-RATE VS. VARIABLE-RATE MORTGAGE

By Bruce Williams Modified: September 12, 2013 at 10:29 am •  Published: September 12, 2013
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That doesn't mean the returns will be steady. It may be 10 percent this year, 3 percent next year, and that's not unusual. But over a period of time, say 10 or 15 years, the stock market should return an average of 6 percent to 8 percent, perhaps a little more.

In today's world, that's not bad. I believe that interest rates and returns will gradually increase.

(Send questions to bruce@brucewilliams.com. Questions of general interest will be answered in future columns. Owing to the volume of mail, personal replies cannot be provided.)

(The Bruce Williams Radio Show can now be heard 24/7 via iTunes and at www.taeradio.com. It is also available at www.brucewilliams.com.)

(EDITORS: For editorial questions, please contact Sue Roush at sroush@amuniversal.com)

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