With mortgage rates at a record low, is now the time to buy, refinance?
WASHINGTON — Never have average rates on long-term fixed mortgages been as low as they are now: 3.91 percent for a 30-year home loan and 3.21 for a 15-year loan.
The new lows mark the eighth straight week the average on the 30-year loan has hovered near 4 percent.
Those rates make now a tantalizing time to refinance. And, with home prices having sunk in most areas of the country, many would-be buyers ...
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